I don't agree with the use of the words fair and unfair here, and that is part of the whole thing with government interference in markets. Another example is mortgage interest deduction. Objectively speaking, it is a failure, Like all subsidies, it increases demand and all increases in demand (absent supply increases to absorb them) increase prices. So it failed. Plus not sure if it is a good idea to favor homeownership, economy may be better served by a more mobile population and maybe a fairness issue. But now that we have it, I'd really be hurt if it was taken away, since value of my house would go down. Would that be fair or unfair to me, it is a matter of debate.